About Us
Who We Are
Plaza Home Mortgage is a proven national leader dedicated to Wholesale and Correspondent lending. Since 2000, we’ve built our business on relationships and our deep understanding of the needs of the TPO community.
Everyday we help our Wholesale clients offer the right programs and products to their customers and provide exceptional, personalized service to approve and close loans quickly. Similarly, our National Correspondent sales team offers banks and mortgage banks liquidity and quick execution through a wide variety of programs, and buy-back protection through our exclusive Certified Loan Program.
We offer a full range of agency, non-agency, VA, renovation and reverse mortgage programs through our Wholesale and National Correspondent channels, and maintain a number of regional loan underwriting and operations centers in major U.S. markets.
Meet the Executive Team
Co-Founder, Chairman, President & Chief Executive Officer
For nearly two decades, Kevin's unwavering commitment to customer service has been the foundation of the company's growth, success and sustainability. Today, Plaza Home Mortgage is a nationally recognized leader in third party originations, offering a full range of agency, non-agency, FHA and VA, renovation and reverse mortgage programs. An industry veteran with more than 35 years of experience in all facets of mortgage banking, Kevin co-founded Plaza with James Cutri in 2000, first offering government mortgages, then building the Wholesale Channel, and, in 2011, launching the National Correspondent lending division. Kevin continues to play an integral role in the overall strategic direction of the company. In addition to his leadership role at Plaza, Kevin has served on Fannie Mae's Customer Advisory Board and on the Board of Directors of the California Mortgage Bankers Association. Kevin has a Bachelor of Science degree in Financial Services and a Master's degree in Real Estate from San Diego State University.
Co-Founder & Vice Chairman
James, together with Kevin Parra, has grown Plaza Home Mortgage from a start-up wholesale lender with one office in San Diego into a national top TPO operation with offices in major markets throughout the country. Prior to co-founding Plaza, James was a Wholesale Account Executive for New America Financial; a top producing loan officer for Avalon Mortgage Corporation; and a loan officer with Fleet Mortgage Corporation. James has a Bachelor of Science degree in Public Administration and Planning from the University of Southern California.
Chief Operating Officer & Chief Financial Officer
For more than 15 years, Mike has played a key role in the evolution and success of Plaza Home Mortgage. He is responsible for the day-to-day operations of the company's businesses and financial management, including strategic planning, overseeing Capital Markets, IT, Marketing and Servicing operations and the development of BREEZE, Plaza's loan origination system. Mike is a member of the Freddie Mac Advisory Committee, the California Mortgage Bankers Association's Board of Directors and holds the Certified Mortgage Banker designation from the Mortgage Bankers Association. A Certified Public Accountant, Mike has a Bachelor's degree in Management Science from the University of California, San Diego and a Master's of Science Degree in Accountancy from San Diego State University.
Plaza In The News
MReport, 2.10.20 Published on 10 February 2020
Q&A with Mike Fontaine: Challenges Facing the Mortgage Industry
Scotsman Guide, 1.21.20 Published on 21 January 2020
Tune Into the Renovation Craze by Jeff Leinan
National Mortgage Professional Magazine, 1.08.20 Published on 8 January 2020
Plaza Home Mortgage Adds Michelle Richardson as Head of Treasury and Finance
National Mortgage News, 12.2.19 Published on 2 December 2019
5 Questions About Wholesale Lending for Plaza's Kevin Parra
HousingWire, 12.2.19 Published on 2 December 2019
2019 HW Vanguard: Kevin Parra - Plaza Home Mortgage Co-founder, Chairman, President and CEO
National Mortgage Professional Magazine, 11.7.19 Published on 7 November 2019
Plaza Home Mortgage Offers Reverse Jumbo Mortgages
National Mortgage Professional Magazine, 10.22.19 Published on 22 October 2019
National Mortgage Professional Magazine Presents ... Mortgage Banking's Most Powerful Women 2019
Mortgage News Network, 10.18.19 Published on 18 October 2019
Broadcast Plaza Interviews - How Brokers Are Winning With Renovation Lending
National Mortgage News, 9.10.19 Published on 10 September 2019
Plaza Home Mortgage Announces New Functionality Via Calyx's Wholesaler MarketPlace
Mortgage Media, 8.14.19 Published on 14 August 2019
Do What You Say and Say What You Do with Mike Fontaine
MReport, 8.2.19 Published on 2 August 2019
Plaza Home Mortgage to Offer Freddie Mac's CHOICERenovationSM
MortgageOrb, 7.1.19 Published on 1 July 2019
ClosingCorp's SmartFees Now Integrated with Plaza Home Mortgage's LOS
National Mortgage News, 5.28.19 Published on 28 May 2019
Plaza Home Mortgage launches new program for high-balance loans
DS News, 5.24.19 Published on 24 May 2019
Plaza Home Mortgage Launches New Loan Program
HousingWire, 5.21.19 Published on 21 May 2019
Plaza Home Mortgage rolls out new high-balance mortgage program
National Mortgage News, 5.6.19 Published on 6 May 2019
5 reasons nonbank mortgage lenders look to break new ground
Progress in Lending, 4.26.19 Published on 26 April 2019
Lender Donates $41,000 To Susan G. Komen San Diego
MortgageOrb, 04.16.19 Published on 16 April 2019
Jeff Leinan: Wholesale Lenders Facing Intense Competition
MBA Insights, 03.11.19 Published on 11 March 2019
Michael Fontaine of Plaza Home Mortgage on the TPO Market
National Mortgage Professional, 03.05.19 Published on 5 March 2019
Plaza Home Mortgage Releases Hybrid eClosing Option
Q&A with Mike Fontaine: Challenges Facing the Mortgage Industry
Scotsman Guide, 1.21.20 Published on 21 January 2020
Tune Into the Renovation Craze by Jeff Leinan
National Mortgage Professional Magazine, 1.08.20 Published on 8 January 2020
Plaza Home Mortgage Adds Michelle Richardson as Head of Treasury and Finance
National Mortgage News, 12.2.19 Published on 2 December 2019
5 Questions About Wholesale Lending for Plaza's Kevin Parra
HousingWire, 12.2.19 Published on 2 December 2019
2019 HW Vanguard: Kevin Parra - Plaza Home Mortgage Co-founder, Chairman, President and CEO
National Mortgage Professional Magazine, 11.7.19 Published on 7 November 2019
Plaza Home Mortgage Offers Reverse Jumbo Mortgages
National Mortgage Professional Magazine, 10.22.19 Published on 22 October 2019
National Mortgage Professional Magazine Presents ... Mortgage Banking's Most Powerful Women 2019
Mortgage News Network, 10.18.19 Published on 18 October 2019
Broadcast Plaza Interviews - How Brokers Are Winning With Renovation Lending
National Mortgage News, 9.10.19 Published on 10 September 2019
Plaza Home Mortgage Announces New Functionality Via Calyx's Wholesaler MarketPlace
Mortgage Media, 8.14.19 Published on 14 August 2019
Do What You Say and Say What You Do with Mike Fontaine
MReport, 8.2.19 Published on 2 August 2019
Plaza Home Mortgage to Offer Freddie Mac's CHOICERenovationSM
MortgageOrb, 7.1.19 Published on 1 July 2019
ClosingCorp's SmartFees Now Integrated with Plaza Home Mortgage's LOS
National Mortgage News, 5.28.19 Published on 28 May 2019
Plaza Home Mortgage launches new program for high-balance loans
DS News, 5.24.19 Published on 24 May 2019
Plaza Home Mortgage Launches New Loan Program
HousingWire, 5.21.19 Published on 21 May 2019
Plaza Home Mortgage rolls out new high-balance mortgage program
National Mortgage News, 5.6.19 Published on 6 May 2019
5 reasons nonbank mortgage lenders look to break new ground
Progress in Lending, 4.26.19 Published on 26 April 2019
Lender Donates $41,000 To Susan G. Komen San Diego
MortgageOrb, 04.16.19 Published on 16 April 2019
Jeff Leinan: Wholesale Lenders Facing Intense Competition
MBA Insights, 03.11.19 Published on 11 March 2019
Michael Fontaine of Plaza Home Mortgage on the TPO Market
National Mortgage Professional, 03.05.19 Published on 5 March 2019
Plaza Home Mortgage Releases Hybrid eClosing Option