DE VA Underwriter

DE/VA SAR Underwriter-Phoenix Office


Due to continuing growth, Plaza Home Mortgage, Inc., a Wholesale Mortgage Banker headquartered in San Diego, CA., is seeking a highly qualified Underwriter in the Phoenix, AZ market.


Job Summary:

In this role, you will review and verify all documents, render a loan decision to comply with investor, agency and secondary market guidelines. Communicate with clients and account executives upholding the highest level of customer service, knowledge of guidelines and products, as well as effectively communicate all decisions (approval, suspense, denial).

Primary responsibilities include:

Underwriting FHA/VA/USDA loan files

Evaluate loan level risk and establish final loan decisions

Updating data in LOS

Reviewing incoming documentation and confirming data integrity

Reviewing and analyzing appraisals, title reports, purchase contracts, etc…

Making decisions based on FHA, VA, USDA and proprietary underwriting guidelines

Issuing loan approval, counter offers, or denials

Sign-off on all loan level conditions

Maintain contact with investors and agencies to obtain required information and/or documentation

Assist in training new team members, brokers and account executives


Qualified Applicants must have:

Direct Endorsed (Chums ID number)


USDA Underwriting Experience a Plus
3+ years as a Mortgage Underwriter
(underwritten FHA and VA loans within the last year)

Full understanding FHA Guidelines and Mortgagee Letters

Full understanding VA Guidelines

Excellent Analytical & Communication Skills (both verbal and written)

Must have the ability to work in a fast paced environment and multi-task

Have the ability to work independently, as well as part of a team


If you are qualified and interested in this opportunity, please submit your cover letter and resume to or Fax to: Human Resources (858) 450-1082.  Please indicate the position title you are interested in on the subject line of your email/fax cover sheet.


Plaza Home Mortgage, Inc. offers a full benefits package and a great work environment. Please visit us at  Plaza Home Mortgage is an Equal Opportunity Employer.

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