About Plaza Home Mortgage, Inc.

Employee team members high five and celebrate success of mortgage business

Who We Are

Plaza Home Mortgage is a proven national leader dedicated to Wholesale and Correspondent lending. Since 2000, we’ve built our business on quality relationships and our deep understanding of the needs of the TPO community.

Every day, we help our Wholesale clients offer the right programs and products to their customers and provide exceptional, personalized service to approve and close loans quickly. Our mantra is clients-first, with our primary focus on relationships and having knowledgeable associates. Plaza has the products you need, underwriting that makes sense, and the ability to solve problems quickly.

With Plaza Wholesale, you get the tools you need to streamline every step of the loan process – starting with BREEZE, our user-friendly loan origination system. Run both DU® and LPA® side-by-side on a single screen and send disclosures instantly at the point of sale. Deliver the digital experience your borrowers expect with features like online appraisal payments, eSigning, and eClosing options, including Remote Online Notarization (RON). Plus, you’ll have access to regular ongoing online training and a library of complimentary marketing materials for both borrowers and real estate agents—ready when you are.

Similarly, Plaza’s National Correspondent sales team offers banks and independent mortgage bankers liquidity and quick execution through a wide variety of programs and buy-back protection through our exclusive Certified Loan Program.

With Plaza, you get a relationship built on trust, competitive products and pricing, and a deep respect for the connections you’ve built with your customers. Our team isn’t just responsive – they’re experienced, solution-oriented professionals who understand products, underwriting and how to get deals done quickly. Your success is our success.

We offer Fannie Mae®, Freddie Mac®, FHA, VA, USDA, Non-QM, Jumbo, Closed-End Seconds, and Reverse mortgage programs through our Wholesale and National Correspondent channels. Headquartered in San Diego, Calif., Plaza is licensed in all 50 states and the District of Columbia and maintains a national footprint with experienced associates serving clients from coast to coast.

At Plaza we take pride in our culture – one that values work-life balance and giving back to the communities we serve. Over the years, Plaza has contributed hundreds of thousands of dollars to a variety of national, regional and local charitable causes and organizations. That’s Plaza Pride.

WHOLESALE CLIENTS MINI-CORRESPONDENTS

NATIONAL CORRESPONDENTS REVERSE LENDING

Kevin Parra

James Cutri

Michael Fontaine

Jeff Leinan

Salpi Meyer

Co-Founder, Chairman & Chief Executive Officer

For more than two decades, Kevin's unwavering commitment to client service has been the foundation of the company's growth, success and sustainability. Today, Plaza Home Mortgage is a nationally recognized leader in third party originations, offering a full range of Fannie Mae, Freddie Mac, FHA, VA, USDA and reverse mortgage programs. An industry veteran with more than 35 years of experience in all facets of mortgage banking, Kevin co-founded Plaza with James Cutri in 2000, first offering government mortgages, then building the Wholesale Channel, and, in 2011, launching the National Correspondent lending division. Kevin continues to play an integral role in the overall strategic direction of the company. In addition to his leadership role at Plaza, Kevin has served on Fannie Mae's Customer Advisory Board and on the Board of Directors of the California Mortgage Bankers Association. Kevin has a Bachelor of Science degree in Financial Services and a Master's degree in Real Estate from San Diego State University.

Co-Founder & Vice Chairman

James, together with Kevin Parra, has grown Plaza Home Mortgage from a start-up wholesale lender with one office in San Diego into a national top TPO operation with offices in major markets throughout the country. Prior to co-founding Plaza, James was a Wholesale Account Executive for New America Financial; a top producing loan officer for Avalon Mortgage Corporation; and a loan officer with Fleet Mortgage Corporation. James has a Bachelor of Science degree in Public Administration and Planning from the University of Southern California.

Co-President & Chief Operating Officer

Since 2004, Mike has played a key role in the evolution and success of Plaza Home Mortgage. He shares the responsibilities for the day-to-day operations of the company's businesses and oversees Plaza’s National Correspondent Division. In addition, Plaza’s Finance, Strategic Planning, Capital Markets, Risk and Compliance, Operations, IT, Legal, Marketing, Human Resources and Servicing groups all report to Mike. He is a member of the Freddie Mac Advisory Committee, the California Mortgage Bankers Association's Board of Directors and holds the Certified Mortgage Banker designation from the Mortgage Bankers Association. A Certified Public Accountant, Mike has a Bachelor's degree in Management Science from the University of California, San Diego and a Master's of Science Degree in Accountancy from San Diego State University.

Co-President

Jeff Leinan shares the day-to-day operating responsibilities for the management of Plaza Home Mortgage. In addition, he heads up sales for Plaza’s Wholesale Lending Division. Since joining Plaza in 2008, he has held a number of leadership positions, including President, Wholesale Division. A respected figure in the TPO community, Jeff is a frequent speaker and author. Prior to joining Plaza, Jeff was the Senior Vice President, Regional Manager at Washington Mutual where he was responsible for the company's East Coast wholesale originations. Earlier, Jeff was the Vice President, Wholesale Regional Manager at Chase Home Finance for the Northeast Region. Jeff holds a Bachelor's degree from Central Washington University and a Master's degree in Real Estate Finance/Development from New York University.

Executive Vice President, National Correspondent Sales

Salpi joined Plaza Home Mortgage in 2012 to help lead and grow its new National Correspondent Lending Division. In her current role as Executive Vice President, she is responsible for overseeing the sales, account management and strategic business development for the division, as well as engagement of primary relationships with correspondent clients nationwide. Under Salpi's leadership, the National Correspondent Division has grown from a start-up into an established, recognized and well-respected player in the marketplace. Salpi was promoted to Executive Vice President in June of 2022, and is a frequent speaker at industry panels and conferences and in 2019 was named one of National Mortgage Professional's "Most Powerful Women in Mortgage Banking." Prior to joining Plaza, Salpi served in a number of leadership roles with the Correspondent Lending Division of Countrywide Financial Corporation and later with Bank of America. She holds a Bachelor of Arts degree from UCLA.