Training
Live Webinar Calendar
Plaza Makes Renovation Loans as Simple as 1-2-3 (Wholesale and Mini-Correspondent) | |
 | Tuesday, December 5, 2023 at 11:00 AM PST Join Plaza Home Mortgage® for this exciting webinar dispelling the myths surrounding renovation loans. We’ll review how Plaza makes completing the forms painless with our “One Packs,” how to help your borrower pick a contractor that’s right for the job, and how to fill out Plaza’s easy-to-use bid template. |
Getting Started with BREEZE as a New Plaza Client (Wholesale & Mini-Correspondent) | |
 | Wednesday, December 6, 2023 at 12:00 PM PST Join us for a demo of the Plaza Home Mortgage® Loan Origination System, BREEZE. This webinar will give you an overview of the system and guide you through the processes you will need to know as a Loan Officer or a Processor. |
Plaza Makes Renovation Loans as Simple as 1-2-3 (Correspondent) | |
 | Thursday, December 7, 2023 at 11:00 AM PST Join Plaza Home Mortgage® for this exciting webinar dispelling the myths surrounding renovation loans. We’ll review how Plaza makes completing the forms painless with our “One Packs,” how to help your borrower pick a contractor that’s right for the job, and how to fill out Plaza’s easy-to-use bid template. |
Business Tax Returns 301 | |
 | Friday, December 8, 2023 at 11:00 AM PST In this course, we will focus on the unique considerations of Sole Proprietorships and Corporations. We’ll break down mileage depreciation and how to know if you can include an additional add-back (Schedule C), as well as review the different requirements for utilizing corporate cash flow. |
Evaluating Borrower Assets | |
 | Monday, December 11, 2023 at 11:00 AM PST Thorough evaluation of borrower assets is critical in making an informed underwriting decision. Have the borrowers demonstrated an ability to save? Do they have assets sufficient to close the loan and satisfy reserve requirements? |
Asset Review | |
 | Thursday, December 14, 2023 at 11:00 AM PST Learn how to review bank statements and assets, identify acceptable assets, and identify key compliance and misrepresentation components. |
Manufactured Home Appraisal Analysis | |
 | Monday, December 18, 2023 at 11:00 AM PST Manufactured homes have seen an increase of production over the past decade. New building techniques and styles have created a rise in purchases of these homes. Now is the time to learn more about this home and the appraisal form utilized for these transactions. |
All About FHA Purchases (Wholesale & Mini-Correspondent) | |
 | Tuesday, December 19, 2023 at 10:00 AM PST Win more deals by leveraging FHA financing! Plaza’s FHA loan programs could be a good fit for first-time home buyers or borrowers with little savings or credit challenges. Join us as we explore the advantages of utilizing FHA to purchase a home and review FHA program guidelines and qualification requirements. |
What is the Reverse Mortgage LESA? | |
 | Wednesday, December 20, 2023 at 11:00 AM PST This is not your favorite sister! LESA (Life Expectancy Set-Aside) is a tax and insurance impound account required when HECM borrower(s) do not meet minimum guidelines as it relates to Financial Assessment. This webinar will cover the HECM Financial Assessment guidelines and show examples of the LESA on the HECM loan. |
Getting Started with BREEZE as a New Plaza Client (Wholesale & Mini-Correspondent) | |
 | Thursday, December 21, 2023 at 9:00 AM PST Join us for a demo of the Plaza Home Mortgage® Loan Origination System, BREEZE. This webinar will give you an overview of the system and guide you through the processes you will need to know as a Loan Officer or a Processor. |
Business Tax Returns 302 | |
| Friday, January 5, 2024 at 11:00 AM PST Confused about K-1s? Want to gain a better understanding of earnings, distributions and liquidity analysis? This is the course for you! During this session, we will break down K-1s for both Partnerships and S Corporations and demonstrate how to calculate qualifying income. |
Fundamentals of the Mortgage Process – Session 1: Understanding the Mortgage Cycle and How MI Works | |
| Monday, January 8, 2024 at 11:00 AM PST In the first of this 3-part Fundamentals series, learn about the mortgage cycle, key players, regulatory compliance, mortgage insurance and MI premium plan options. |
Reverse Mortgage Basics | |
 | Tuesday, January 16, 2024 at 12:00 PM PST Plaza Home Mortgage® makes doing reverse mortgages simple. Attend a live session with Mark Reeve, VP of Plaza’s Reverse Mortgage Division, to learn about Plaza's reverse loan products, the origination process, compensation, and more. Get answers to debunk the myths about Reverse Mortgages – from the lender who’s been originating it for more than 15 years. |
Originating a Reverse Mortgage with Plaza: File Flow from Start to Finish | |
 | Wednesday, January 17, 2024 at 12:00 PM PST This webinar will review Plaza’s Reverse Mortgage file flow process from loan scenario to funding. We will also show you how Plaza’s Reverse Mortgage Team will be with you through every step of this unique process and how to set clear expectations for your senior clients to ensure a smooth closing. |
How to Use the Reverse Mortgage to Purchase a Home | |
 | Thursday, January 18, 2024 at 12:00 PM PST Did you know you can use a reverse mortgage to purchase a home? It’s a great tool that many lenders don’t know they can leverage for a purchase. Join Mark Reeve, Plaza's VP, Reverse Mortgage Division, and he’ll tell you everything you need to know to help your clients use a Plaza Reverse Mortgage to purchase a home. |
Financial Planner's Guide to Reverse Mortgages | |
 | Monday, January 22, 2024 at 12:00 PM PST When it comes to planning for retirement, Reverse Mortgages can be an effective way to create diversity and flexibility in a portfolio. This one-hour learning event is designed to help financial planners and loan professionals to better understand how Plaza’s Reverse Mortgage can be used as a vital part of an overall retirement strategy, and not just a loan of last resort. |
How to Present a Reverse Mortgage: The Kitchen Table Approach | |
 | Tuesday, January 23, 2024 at 12:00 PM PST There are many unique characteristics and benefits of the reverse mortgage program that are often misunderstood by potential senior prospects. This webinar is designed to help you “organize” loan benefits, risks, and loan figures in a way that will help borrowers better understand how a reverse mortgage loan works, and what it means for the future equity and ownership of the borrower’s home. |
The Impact of a Rising Rate Environment on Reverse Mortgages and Their Loan Amounts | |
 | Wednesday, January 24, 2024 at 12:00 PM PST This webinar will provide an overview of how to quickly determine a prospect’s LTV using our published reverse mortgage rates. Also, you will learn how the LTV (Principal Limit Tables) fluctuates with borrower age and the prevailing Expected Rate. |
What is the Reverse Mortgage LESA? | |
 | Thursday, January 25, 2024 at 12:00 PM PST This is not your favorite sister! LESA (Life Expectancy Set-Aside) is a tax and insurance impound account required when HECM borrower(s) do not meet minimum guidelines as it relates to Financial Assessment. This webinar will cover the HECM Financial Assessment guidelines and show examples of the LESA on the HECM loan. |
Income Fundamentals 101 | |
| Friday, February 9, 2024 at 11:00 AM PST The First Step in Understanding Acceptable Qualifying Income. In this first Back to Basics course, we review acceptable income for mortgage qualification, including employment and non-employment sources. We will also discuss income continuance (when support documentation is required) and taxable vs. non-taxable income. |
Fundamentals of the Mortgage Process – Session 2: Taking the Loan Application & Processing the Loan | |
| Monday, February 12, 2024 at 11:00 AM PST In the second part of this 3-part Fundamentals series, learn about types and programs, questions to ask while completing the loan application, and the importance of processing and complete documentation. |
Income Fundamentals 201 | |
| Friday, March 8, 2024 at 11:00 AM PST The Components of Paystubs and W-2s. In this second course of the Back to Basics Income Fundamentals series, we review documentation requirements, explore the components of paystubs and W-2s, discuss how to determine pay cycle frequency and provide an overview of mandatory payroll deductions. |
Fundamentals of the Mortgage Process – Session 3: Evaluating Credit, Capacity, Capital & Collateral | |
| Monday, March 11, 2024 at 11:00 AM PST In the third of this 3-part Fundamentals series, learn about evaluating the Four Cs — credit, capacity, capital and collateral — along with risk layering. |